Jumbo Rate Limit Question About Regular Cd Vs Jumbo Cd?

Question about regular cd vs jumbo cd? - jumbo rate limit

I have some things that I could find on the CD, in general, and know that in general, at least used CDs Jumbo rates were higher than normal CDs. Currently, in most cases seems to be the case, $ 100k Jumbo CDs have the same interest rate on CDs of $ 500 or whatever the minimum is a private bank.

What I wonder is there any other benefits with CD-Jumbo $ 100k on a regular CD rate the same? If not, then, if he is still $ 100k to a CD, the better, she would put in 2 CDs $ 50k $ 100K gap, the limit for FDIC insurance.

Just something I thought a little thank you to all those intelligent answers.